Daily Market Pulse: Key Stock Highlights

🗞️ Daily Business Brief – OCT 05 2025

• Bank Of Baroda — Sep Biz Update
  • Global Business: ₹27.79 Lk Cr – Up 10.5% YoY
  • Global Advances: ₹12.79 Lk Cr – Up 11.9% YoY
  • Global Deposits: ₹15.00 Lk Cr – Up 9.3% YoY
  • Domestic Deposits: ₹11.59 Lk Cr – Up 9.7% YoY
  • Domestic Advances: ₹9.38 Lk Cr – Up 11.5% YoY
  Verdict: Business and deposits are growing steadily – strong performance.
• Punjab & Sind Bank — Q2 Update
  • Total Business: ₹2.41 Lk Cr – Up 12.3% YoY, Up 4.5% QoQ
  • Total Deposits: ₹1.35 Lk Cr – Up 9.4% YoY, Up 3.5% QoQ
  • Gross Advances: ₹1.05 Lk Cr – Up 16.2% YoY, Up 5.8% QoQ
  Verdict: Healthy growth across business, deposits, and advances.
• IndusInd Bank — Q2 Update
  • Net Advances: ₹3.27 Lk Cr – Down 8% YoY, Down 2% QoQ
  • Net Deposits: ₹3.89 Lk Cr – Down 5% YoY, Down 2% QoQ
  • CASA Ratio: 30.8% – slightly lower YoY and QoQ
  Verdict: Slight dip in business and deposits; CASA ratio also declined.
• Bandhan Bank — Q2 Update
  • Loans & Advances: ₹1.40 Lk Cr – Up 7.2% YoY, Up 4.8% QoQ
  • Total Deposits: ₹1.57 Lk Cr – Up 10.9% YoY, Up 2.1% QoQ
  • CASA Deposits: ₹44,214 Cr – Down 6.5% YoY, Up 5.6% QoQ
  • CASA Ratio: 28% – slight YoY decline, small QoQ improvement
  Verdict: Loans and deposits growing; CASA improving QoQ.
• Vedanta — Q2 Update
  • Aluminium Production: 617 kt – Up 1% YoY, Up 2% QoQ
  • Zinc Saleable: 246 kt – Down 6% YoY, Down 1% QoQ
  • Zinc International: 60 kt – Up 38% YoY, Up 6% QoQ
  • Silver Production: 144 kt – Down 22% YoY, Down 4% QoQ
  Verdict: Strong international zinc, aluminium steady; silver and domestic zinc weaker.
• Sobha — Q2 Update
  • Total Sales Value: ₹1,902.6 Cr – Up 61.4% YoY, Down 8.5% QoQ
  • Average Price Realisation: ₹13,648/sqft – Up 7.7% YoY, Down 5.2% QoQ
  • Sobha Share Sales Value: ₹1,537 Cr – Up 56.3% YoY, Down 10.5% QoQ
  • H1FY26 Sales Value: ₹3,981.4 Cr – Up 30.4% YoY
  • New Sales Area: 1.39 msf – Up 50% YoY, Down 3.5% QoQ
  Verdict: Record H1 sales; YoY growth strong, slight QoQ dip.
• Equitas SFB — Q2 Update –
  • Gross Advances: ₹39,145 Cr – Up 8.6% YoY, Up 4.1% QoQ
  • Total Deposits: ₹44,094 Cr – Up 11% YoY, Down 0.6% QoQ
  • CASA Deposits: ₹13,622 Cr – Up 12.8% YoY, Up 4.6% QoQ
  • CASA Ratio: 31% – up from 29% QoQ, 30% YoY
  • Cost of Funds: 7.35% – slightly lower than previous quarter
  Verdict: CASA growth and reduced cost of funds are positive; deposits stable QoQ.
• Kotak Mahindra Bank — Q2 Update
  • Net Advances (Period End): ₹4.62 Lk Cr – Up 15.8% YoY, Up 4% QoQ
  • Net Advances (Average): ₹4.47 Lk Cr – Up 14.6% YoY, Up 4% QoQ
  • Total Deposits (Period End): ₹5.28 Lk Cr – Up 14.6% YoY, Up 3.1% QoQ
  • Total Deposits (Average): ₹5.10 Lk Cr – Up 14.4% YoY, Up 3.7% QoQ
  • CASA (Period End): ₹2.23 Lk Cr – Up 11.2% YoY, Up 6.7% QoQ
  Verdict: Strong growth in advances and deposits; CASA ratio improving.
• IDBI Bank — Q2 Update
  • Total Business: ₹5.33 Lk Cr – Up 19% YoY, Up 4.9% QoQ
  • Total Deposits: ₹3.03 Lk Cr – Up 9% YoY, Up 2.2% QoQ
  • Net Advances: ₹2.30 Lk Cr – Up 15% YoY, Up 8.7% QoQ
  • CASA Deposits: ₹1.39 Lk Cr – Up 4% YoY, Up 4.9% QoQ
  Verdict: Business, deposits, and advances growing steadily; CASA improving.
• HDFC Bank — Q2 Update
  • Gross Advances: ₹27.69 Lk Cr – Up 9.9% YoY, Up 4.4% QoQ
  • Deposits (Average): ₹27.10 Lk Cr – Up 15.1% YoY, Up 2% QoQ
  • AUM (Average): ₹27.94 Lk Cr – Up 9% YoY, Up 1.9% QoQ
  Verdict: Consistent growth in advances and deposits; strong retail & corporate franchise.
• AU Small Finance Bank — Q2 Update
  • Total Deposits: ₹1.32 Lk Cr – Up 20.8% YoY, Up 3.8% QoQ
  • Gross Advances: ₹1.17 Lk Cr – Up 22.4% YoY, Up 5.3% QoQ
  • CASA Ratio: 29.4% – slightly lower YoY
  Verdict: Strong YoY growth in deposits and advances; CASA slightly lower.
• Bajaj Finance — Q2 Biz Update (as of Sep 30, 2025)
  • Customer Franchise: 110.64 m – Up from 92.09 m YoY, +4.13 m in Q2
  • New Loans Booked: 12.17 m – Up 26% YoY
  • AUM: ₹4.62 Lk Cr – Up 24% YoY, Q2 growth ~₹20,800 Cr
  • Deposits Book: ₹69,750 Cr – Up 5.5% YoY
  Verdict: Customer base, AUM, and loans continue strong growth.
• Ujjivan Small Finance Bank — Q2 Biz Update
  • Total Deposits: ₹39,010 Cr – Up 14.8% YoY
  • CASA Deposits: ₹10,782 Cr – Up 22.1% YoY
  • Credit-Deposit Ratio: 88% – slightly up from 87% YoY
  • Gross Loan Book: ₹34,588 Cr – Up 14% YoY
  • GNPA: 2.46% – stable QoQ & YoY
  • Disbursements: ₹7,958 Cr – Up 48% YoY
  Verdict: Strong deposit and loan growth; stable asset quality.
• Bajaj Housing Finance — Q2 Update
  • Gross Disbursement: ₹15,900 Cr – Up 32% YoY
  • AUM: ₹1.26 Lk Cr – Up 24% YoY
  • Loan Assets (AR): ₹1.13 Lk Cr – Up from ₹89,878 Cr
  Verdict: Loan growth and disbursement momentum remain strong.
• Yes Bank — Q2 Update
  • Loans & Advances: ₹2.50 Lk Cr – Up 6.5% YoY, Up 3.9% QoQ
  • CASA Ratio: 33.8% – slightly up QoQ & YoY
  • Deposits: ₹2.97 Lk Cr – Up 7.1% YoY, Up 7.6% QoQ
  Verdict: Stable CASA and deposit growth; healthy loan growth.
• Hindustan Zinc — Q2 Update
  • Mined Metal Production: 258 kt – Up 1% YoY, Down 3% QoQ
  • Saleable Metal Production: 246 kt – Down 6% YoY, Down 1% QoQ
  • Refined Zinc Production: 202 kt – Up 2% YoY, stable QoQ
  • Refined Lead Production: 45 kt – Down 29% YoY, Down 7% QoQ
  Verdict: Mixed performance; refined zinc stable, lead declined.
• Punjab National Bank — Q2 Update
  • Global Business: ₹25.20 Lk Cr – Up 10.6% YoY, Up 2.5% QoQ
  • Domestic Business: ₹24.27 Lk Cr – Up 10.5% YoY, Up 2.5% QoQ
  • Global Deposits: ₹14.58 Lk Cr – Up 10.9% YoY, Up 1.7% QoQ
  • Domestic Deposits: ₹14.16 Lk Cr – Up 10.4% YoY, Up 1.7% QoQ
  • Global Advances: ₹10.61 Lk Cr – Up 10.3% YoY, Up 3.6% QoQ
  • Domestic Advances: ₹10.11 Lk Cr – Up 10.7% YoY, Up 3.7% QoQ
  Verdict: Consistent growth across business, deposits, and advances; steady performance.
• Allcargo Logistics (ALX Shipping Agencies) — Corporate Alert – ALX Shipping Agencies (arm of Allcargo Logistics) has filed a complaint with the Economic Offences Wing, Mumbai, seeking criminal proceedings against ALX CEO Sandeep Bakshi & Vishal Mehta (owner/promoter of Rushabh Sealink & Logistics), a customer of Aladin Express DMCC for which ALX is exclusive agent.
• Lupin — FDA Inspection Update – US FDA has classified inspection at Pithampur Unit-2 (Mfg Facility) as ‘Official Action Indicated’. Company working with US FDA to resolve compliance issues. Form 483 issued with 4 observations. Inspection conducted from July 8–17, 2025.
• Union Health Secretary — Policy VC – Union Health Secretary to hold a video conference today at 4 pm on rational use of cough syrups and on drug quality with all States/UTs
• AB Lifestyle — Block Deal – Flipkart Investments to sell up to 6% stake in company. Block deal valued ~US$112 m with offer price in range Rs. 130–136.45/sh.
• Force Motors — Sep Biz Update – Total sales up 1.79% YoY at 2,610 units vs 2,564 units (YoY).
• Tata Steel — Regulatory Demand – Faces a ₹2,411 crore demand from Odisha authorities related to Sukinda mine shortfall.
• Hindustan Copper — Kendadih Mining Lease – Kendadih mining lease deed executed between Hindustan Copper & District Commissioner, Jamshedpur, for 20 years.
• UK PM Keir Starmer — Official Visit to India – Will visit India on 8–9 October (first official visit).

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