Q4 FY26 Business Updates – 04/04/2026
- Advances up 12% YoY
- Deposits up 14.4% YoY
- Deposit growth ahead of credit growth
Verdict: Positive – Liquidity improving.
- Advances up 16.2% YoY
- Deposits up 14.7% YoY
- CASA up 15.5% YoY
Verdict: Positive – Balanced growth.
- Total business up 13.9%
- Deposits up 12%
- Advances up 16.2%
Verdict: Positive – Strong credit growth.
- Total business up 14%
- Deposits up 12%
- Advances up 16%
Verdict: Stable growth trend.
- Deposits up 22.8% YoY
- Advances up 25.1% YoY
Verdict: Strong retail expansion.
- Advances up 12.6% YoY
- Deposits up 10% YoY
- CASA ratio 29.31%
Verdict: Moderate liability growth.
- Deposits up 20%
- Advances up 27%
- CASA slightly declined
Verdict: Loan growth strong; CASA soft.
- Total business up 14.5%
- Advances up 15.7%
- Deposits up 13.6%
Verdict: Stable PSU growth.
- Advances up 18.9%
- Deposits up 13.4%
- CASA up 9.8%
Verdict: Strong credit momentum.
- Total business up 19.7%
- Advances up 24%
- Deposits up 16.4%
Verdict: Strong balance sheet expansion.
- Disbursements up 11%
- Asset quality improved
Verdict: Credit cost improving.
- Disbursements up 31.1% YoY
Verdict: Strong microfinance recovery.
- Edible oils volume up 17%
- Alternate channels up 43%
- Quick commerce up 46%
- Distribution expanded to 9.65 lakh outlets
Verdict: Distribution-led growth strong.
- India volume growth high single digit
- International growth high teens
- Copra prices easing
Verdict: Margin expansion visibility improving.
- Revenue up 23%
- B2C up 19%
- B2B up 30%
- Specialty segments up 25–29%
Verdict: Specialty diagnostics driving growth.
- Revenue up 35%
- SSSG up 8%
- 11 stores added
Verdict: Expansion-led growth intact.
- Q4 revenue up 5% vs 15% guidance
- FY26 revenue up 13% vs 15% guidance
Verdict: Below guidance performance.
- Revenue up 46%
- SSSG up 34%
- Total stores reached 201
Verdict: Strong wedding & festive demand.
- Mined metal production up 2%
- Refined zinc production up 6%
- Silver production flat
Verdict: Stable production performance.
