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Car Insurance

  • No More Agents
  • Zero Paperwork
  • Cost-effective
  • Convenient and Time Effective
  • Easy Endorsement
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    Car Insurance Policy

    Car insurance offers protection against any financial losses arising due to accident, be it with another vehicle or against any object, theft of the vehicle or parts of it, water or fire damage etc.
    Having a comprehensive car insurance helps you protect against any liability arising out of an accident that involves a third party, person, or property. It also covers all kinds of natural and manmade calamities. According to the Motor Vehicles Act, India, it is mandatory to have a third-party insurance cover for your car.
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    What is Car Insurance

    Car insurance is also popularly known as auto insurance. Car insurance policy is bought to protect your car or vehicle, from unexpected or accidental risks. It mainly gives you protection against the losses that you incur in case of unavoidable instances. It helps you get cover against financial losses caused by accidents, liabilities & in some cases, even losses caused by theft. The premium of car insurance depends on certain factors like; the value of your car, type of coverage, voluntary excess & vehicle classification. Car insurance coverage gives you the confidence to drive without worries. In case of emergencies, it acts as a life-saving toolkit for the insurance holder.
    In order to get these benefits continuously, car insurance policy renewal should be done in a timely manner.

    Types of Car Insurance Policy You Can Buy From Us

    Comprehensive Car Insurance

    A comprehensive car insurance plan provides complete cover against third-party/person/property liability and for damages (collision, theft, accident, and more) caused to your own vehicle. You can also avail of a wide range of rider options such as zero depreciation, roadside assistance, personal accident cover, and more at the cost of an additional premium. This type of plan is a 360-degree car protection plan; ideal for all car owners.

    Third Party Car Insurance

    A third party car insurance only provides cover (death, disability, injury, and more) against damages incurred to a third person or property. It does not provide cover for you and your car. The premium of third party car insurance is determined by the Insurance Regulatory and Development Authority of India and is revised on an annual basis. A third party cover is mandatory for driving a motor vehicle in India according to motor vehicle act of 1988

    Why Is Car Insurance Important in India?

    Physical Damage to Your Car
    Protection from Repair expenses for your car resulting from an accident.
    Liability Towards Third-Party
    Protection from Legal Liability arising from death or disability of third-party due to an accident with your car.
    Liability Towards Property
    Protection from Third-party Property Liability arising from damage or destruction of property due to an accident with your car.
    Personal Accident Cover
    Not just your vehicle, the third-party and third-party property you are also protected. You get an accident cover of Rs. 15 lakh.
    Mandatory by Law
    Protection from Steep Traffic Fines and a Free 3 Month Trip to Jail. It helps you comply with the Motor Vehicles Act, 1988
    Complete Peace of Mind
    Now no more worries while enjoying those long road trips. You are completely safe and secure from financial losses.
    Cover from Natural Calamities
    Be it Flood, Earthquake, Lightning, Storm, Landslide or anything else.
    Man Made Events
    Be it Theft, Burglary, External Damage to Car due to an Accident.
    Cashless Service
    Get Cashless Car Insurance Service at more than 10,000+ Network Garages for a worry free repair

    Benefits of Buying Car Insurance Policy Online

    Buying car insurance online has become a common practice as it offers numerous benefits. You can get your car insured against damages and financial losses caused to accident, fire, theft etc. by buying a car insurance policy online in 3 simple steps. Check out the below advantages that come with buying four wheeler insurance online.
    No More Agents
    We provide concrete and reliable information which helps you make the right decision.
    Zero Paperwork
    Application is filed digitally along with a scanned copy of required documents with minimal to no paperwork
    Cost-effective
    Eliminates the need for an agent which reduces any commission costs along with frequent discounts.
    Convenient and Time Effective
    You are not limited by working hours branch & agents. Buy policy in your convenient time.
    Payment Reminders
    Our mobile app sends reminders at frequent intervals. So you never miss a due date.
    Pay Premium Online
    Digital payments is the new choice & our platform supports all digital payment channels
    Easy Endorsement
    As easy as submitting a self-declaration and verification of the amended information to your insurer.
    Soft Copy of the Document
    Receive digital copy of your insurance policy via email & mobile app.

    Points to Consider While Selecting Car Insurance Policy

    What is Covered?
    • Loss or Damage to the insured vehicle
    • Personal accidental insurance cover
    • Damage or loss of the vehicle due to theft, lightning, riot, explosion, accident, self-ignition, strikes, natural calamities or acts of terrorism
    • Liability arising out of the death of the third party or damage caused to their vehicle
    Compare Car
    Insurance Online
    • You can now compare various car insurance plans and choose exactly the one meeting your needs. You can easily compare quotes from different auto insurance companies online and can compare the best car insurance plans in India from the table above.
    Incurred Claim Ratio
    • Higher Incurred Claim Ratio indicated higher satisfied customers.
    • More the ICR, higher the chances of your claim getting settled.
    Add-on Covers
    • It is beneficial to consider add-ons when you buy car insurance online.
    • Add-ons like No Claim Bonus, Zero Depreciation Cover, Engine Protection Cover are additional benefits that improve your comprehensive car insurance policy.
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    Get all your questions answered in a 30-minute call.
    Note: Due to high demand, available slots may be limited. We appreciate your patience and are working to accommodate you soon!



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