MediCare Select by TATA AIG is a smart, modular health insurance plan built for today’s lifestyle — offering powerful hospitalization coverage with flexible add-ons like maternity, mental health, air ambulance, OPD and more. Perfect for families, salaried professionals, and young couples.
Product Highlight – A Real-Life Health Strategy
Picture a metro-working couple with a child. Instead of buying a costly bundled policy, they tailor MediCare Select to suit their lifestyle:
- ✔️ Core plan covers hospitalization, AYUSH, and day-care
- ➕ Added maternity and newborn cover
- ➕ Chose OPD + dental for yearly health expenses
- ➕ Mental wellness add-on for work-life balance
This is how MediCare Select empowers modern Indians to build health coverage like a strategy — not a guess.
✅ Base Plan Benefits – Always Included
| Benefit | Coverage |
|---|---|
| In-patient Hospitalization | Up to Sum Insured |
| Pre/Post Hospitalization | 90 days each |
| Daycare Procedures | All listed (up to SI) |
| Organ Donor, AYUSH, Home Care | Up to Sum Insured |
| Ambulance Cover | Up to Sum Insured |
| Restore Benefit | Unlimited in same policy year |
| Daily Hospital Cash | ₹1,200–₹1,500/day |
| No Claim Bonus | 50% SI/year (Max 100%) or 1% discount |
| Room Type | Single Private Room |
➕ Optional Add-Ons (Click to Expand)
➕ Major Medical Riders
- Cancer Benefit : One-time payout on diagnosis of certain cancers.
- Accidental Death Benefit: Up to ₹50L payout in case of accidental death.
- Accidental Hospitalization : Extra SI for accident-related hospital stays.
- Supercharge Bonus : Sum insured increases yearly even if you’ve claimed. up to 5x
- Advanced Cover:Just a 30-day wait for diabetes, hypertension, asthma, and high cholesterol.
- Emergency Air Ambulance: Covers medical flights via helicopter/airplane.
- Second Opinion (India/International): Expert medical advice from India or abroad.
➕ Women’s Wellness Add-Ons
- She Care+ : Preventive check-ups & consultations at network centers.
- PCOD/PCOS Cover<: Diagnostics and treatment for menstrual irregularities.
- Women+ Cancer Screening & Vaccination: Cervical cancer screenings & preventive vaccines.
➕ Mental Wellness Add-Ons
- Mental Health Screening: Annual psychological health check-up.
- Psychological Therapy: Counseling with licensed therapists.
- Stress Management: Coaching for work-life balance & anxiety relief.
- Addiction Recovery Support: Rehab for quitting substances.
- Vocational Rehab: Career therapy support if mental health affects job.
- Diet Consultation: Expert dietary guidance for healthier living.
➕ OPD & Pocket Saver 2.0
- OPD Consultations & Lab Tests (non-preventive)
- Dental Care (OPD) – Treatments & consults
- Vision Care – Eye test + lenses (once every 2 years)
- Pharmacy – Reimbursement for prescribed medicines
- Physiotherapy – Outpatient injury/rehab sessions
- Teleconsultation – General & specialist via phone/video
➕ Maternity & Childcare Riders
- Maternity Cover: Delivery + complications + newborn’s 1st-year vaccines (up to ₹1L or 10% of SI)
- Waiting Period Reduction: Shrinks 2-year wait to just 1 year for maternity claims
➕ Room, Deductible & Special Covers
- Choose Room Category: Choose a higher-category room if desired
- Aggregate Deductible : You pay the first ₹10K to ₹1L, insurance pays the rest (lowers premium)
- Infinite Advantage: One-time unlimited claim (great for cancer/major surgery)
- Early Access Get full Sum Insured access immediately with multi-year plans
Final Thoughts – Who Should Choose MediCare Select?
TATA AIG MediCare Select is ideal for:
- Families – Add maternity, child care & women-centric riders
- Professionals – Mental health, OPD, air ambulance cover
- Pre-retirees – Use Restore, Home Care, Infinite Advantage
- Budget-focused buyers – Pay only for what you need
This is not just insurance — it’s a health plan that adapts to your journey.
